The way we shop for health insurance in the US has changed significantly. At Premier, we're here to help you better understand the changes, while working with you to select the best plans for the needs of you or your family & loved ones. Whether you're an individual, the head of a household or family, or a small business owner, our staff of licensed health insurance agents are certified and highly knowledgeable in all aspects of the Affordable Care Act.
Considering that all non-grandfathered plans will not be renewed by major health insurance carries (such as Blue Cross Blue Shield, Humana, etc…) the vast majority of IL residents will need to purchase a new healthcare plan, in accordance with the new laws.
How to Enroll for a Health Insurance Subsidy in Illinois
There are essentially two ways to go about registering for government health subsidies in Illinois.
Through the Healthcare Marketplace
Going this route, you will be required to enter all of your personal information pertaining to income, employment, family status and other variables. If you are unfamiliar with the process of purchasing health and medical coverage, or unsure of the various terminology, such as deductibles, out-of-pocket maximums, in-network physicians, copays, premiums and others, it is strongly advisable that you consider working with a broker for free.
If it's been established that you meet the necessary income limits, you will need to select a plan that meets your unique health needs, this is where things can get complicated. For many, this will be the first time they've ever had to buy a medical policy on their own, outside the comfort and convenience of their employer.
Through an Experienced Agent or Broker
We believe that many will find working with a qualified health insurance broker to be easier, faster and far less stressful than making the attempt on one's own--especially if you're new to the process of choosing an insurance plan. Here at Premier we charge no fees for our services, and our rates are the same as you'll find on the government healthcare marketplace website.
Not only will this save you time and mental fatigue, but you'll also walk away with the confidence in knowing that you've selected the best, most affordable plan for you or your family's needs the first time around. If you're in Illinois or the Chicago area, and have questions about how to sign up for health insurance under the Affordable Care Act, we're here to answer your questions and help you understand everything in a clear and concise manner.
Call Premier today at 800-369-0287 to learn more or get started on your enrollment, or e-mail us in confidence through our website's contact page.