The Premier Health Insurance blog is constantly being updated with current and pressing topics, including Affordable Care Act changes, group health plan updates, as well as articles to help individuals and families get the best value for their hard-earned healthcare dollar.

The Benefits of Having Your Health Insurance Plan Reviewed Annually

Published September 21, 2022 426 Views

The Benefits of Having Your Health Insurance Plan Reviewed Annually

When you’ve had the same health insurance plan for any extended period of time, it can be easy to forget about it until you actually need it.  Or, until you discover a consistent pattern of premium increases, variables in your deductible, hospital/physician network changes, and so on.&nbs...

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5 Mistakes Businesses Make When Renewing Employee Health Insurance Plans

Published August 25, 2022 725 Views

5 Mistakes Businesses Make When Renewing Employee Health Insurance Plans

The stretch between April and November is, understandably, one of the most popular times for companies to renew their group health plans.  There’s no real science to account for this.  It’s simply a matter of timing, and something that can be attributed back to the month when t...

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Can I Buy Health Insurance During the Summer?

Published July 20, 2022 902 Views

Can I Buy Health Insurance During the Summer?

With the health insurance Open Enrollment period serving as the new norm, many have been left wondering what they're supposed to do if they missed the enrollment deadline, but don’t want to go without quality medical coverage throughout the summer months?  Here are a few suitable opti...

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How to Lower Premiums When Renewing Your Group Health Insurance Plan

Published June 27, 2022 595 Views

How to Lower Premiums When Renewing Your Group Health Insurance Plan

One of the most frequently voiced concerns we hear from our group health insurance customers, is how substantially premiums have increased for employee health benefits.  And they couldn’t be more right.  Just when a business begins to get comfortable with their new premiums, find the...

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7 Ways That Health Insurance Agents Help Simplify Healthcare Coverage

Published June 10, 2022 287 Views

7 Ways That Health Insurance Agents Help Simplify Healthcare Coverage

Even for those who have experience shopping for health insurance, the process has become increasingly complicated over the past few years.  There are more plans to choose from, new carriers entering the market, subsidy options, constantly-evolving compliance regulations to consider, and much mo...

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How to Lower Your Monthly Health Insurance Premiums

Published May 10, 2022 1331 Views

How to Lower Your Monthly Health Insurance Premiums

It makes no difference whether you’re an individual, a family or a thriving local business, when it comes to keeping your health insurance premiums manageable, there are a few things that everyone needs to know before committing to a healthcare plan.  This is especially true for those who...

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Employee Health Insurance Plans for New Businesses

Published April 20, 2022 864 Views

Employee Health Insurance Plans for New Businesses

Starting a new businesses is one of the most exciting, and subsequently terrifying things an individual can do in this lifetime.  And regardless of your chosen industry, if you’re planning on offering health insurance benefits to your employees, there are a number of things to keep in min...

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Health Insurance Options for the Self-Employed

Published March 18, 2022 184 Views

Health Insurance Options for the Self-Employed

Starting a new business is, ironically enough, one of the scariest and most rewarding things a person can do in this lifetime.  The freedom of working for yourself provides great feelings of accomplishment, yet at the same time, the newfound responsibilities can be unpredictably overwhelming du...

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2022 Health Insurance Open Enrollment Starts Monday November 1st

Published October 26, 2021 2741 Views

2022 Health Insurance Open Enrollment Starts Monday November 1st

The annual health insurance Open Enrollment period will begin on Monday November 1st 2021 and end on January 15th 2022.  As with previous years, this year will bring a variety of changes and new plan options.  Keep in mind that in order to have active coverage on the first of the upcoming...

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2021 COBRA Insurance Changes Under the American Rescue Plan Act

Published June 15, 2021 2435 Views

2021 COBRA Insurance Changes Under the American Rescue Plan Act

As many employers in Illinois have learned, COBRA continuation health insurance has changed dramatically in response to the 2021 American Rescue Plan Act (ARP).  As of the time of this writing, any employee who did not leave their position voluntarily is now eligible to receive free COBRA (or I...

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2021 Health Insurance Enrollment Extended Until August 15

Published May 10, 2021 640 Views

2021 Health Insurance Enrollment Extended Until August 15

For those who have been wondering whether or not it was possible to purchase health insurance under the 2021 Special Enrollment Period (SEP), it was recently announced that enrollment has been extended until August 15, 2021.  The decision was made in response to the COVID-19 pandemic, moreover...

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New Health Insurance Subsidy Qualifications Take Effect April 1st 2021

Published April 8, 2021 740 Views

New Health Insurance Subsidy Qualifications Take Effect April 1st 2021

Effective April 1st 2021, under the American Rescue Plan Act of 2021, many individuals and families who did not previously qualify for health insurance subsides (on account of earning a higher income) will now qualify for a healthcare subsidy, which could significantly lower their monthly health ins...

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Important Information for Indy Health Insurance Medicare Enrollees

Published March 26, 2021 701 Views

Important Information for Indy Health Insurance Medicare Enrollees

It was announced in March that Indy Health Insurance Company, a standalone Medicare Part-D provider serving Illinois and several other states, had been immediately terminated. As a result of this cancellation, and as a measure of preventing coverage gaps, a Special Enrollment Period (SEP) was initia...

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Special Health Insurance Enrollment for COVID-19 Public Health Emergency

Published January 29, 2021 731 Views

Special Health Insurance Enrollment for COVID-19 Public Health Emergency

From February 15th to May 15th, 2021 In accordance with an Executive Order issued by President Biden, the formation of a Special Enrollment Period (SEP) has been declared for individuals and families, in response to the COVID-19 Public Health Emergency which has left millions of Americans facing...

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Important 2020-2021 Health Insurance Dates to Remember

Published October 20, 2020 1036 Views

Important 2020-2021 Health Insurance Dates to Remember

Considering the vast scope of everything that’s taken place in 2020, it’s understandable that this year’s health insurance open enrollment has an all new element of importance to it.  Here are some of the most important dates for those in need of medical insurance, including M...

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2021 Medicare Open Enrollment Begins October 15th

Published October 8, 2020 1115 Views

2021 Medicare Open Enrollment Begins October 15th

Enrollment for 2021 Medicare plans begins on October 15th and will run until December 7th 2020.  As with past enrollment periods, there are some plan changes that are new for 2021, including a few which have been implemented to help beneficiaries during the COVID-19 pandemic. This is a complex...

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IL Health Insurance Open Enrollment Begins November 1st

Published September 23, 2020 1190 Views

IL Health Insurance Open Enrollment Begins November 1st

If you’re an Illinois resident who needs to purchase a new health insurance plan, or alter your existing coverage, the 2021 Open Enrollment period begins on November 1st 2020 and will run until December 15th.  And while the dates are consistent to those over the past few years, it goes wi...

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How COVID-19 Affects Employee Health Insurance Renewals

Published September 10, 2020 1108 Views

How COVID-19 Affects Employee Health Insurance Renewals

One of the less talked-about aspects of COVID-19 and its effect on commerce, is the profound impact it is having on businesses who are in the process of group health plan renewals.  We’ve all heard about the layoffs, the furloughs, and the temporary closures, though there seems to be limi...

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Importance of Group Health Plan Reviews During COVID-19

Published August 18, 2020 857 Views

Importance of Group Health Plan Reviews During COVID-19

No one needs to be reminded of how significantly things have changed in 2020, as virtually every aspect of day to day life has been affected by the COVID-19 Coronavirus pandemic.  This is especially true for business owners and HR managers, as many have found themselves in the uncomfortable pos...

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Ways to Support Small Business During Illinois Reopening

Published June 11, 2020 1117 Views

Ways to Support Small Business During Illinois Reopening

As Illinois gradually begins the process of reopening after three long months of COVID-19 stay-at-home orders, Premier wanted to take a break from our health insurance forum to go over a few ways to help support the small businesses who have been hit exceptionally hard by the pandemic.   Sho...

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10 Ways to Keep the Kids Busy During COVID 19 Lockdown

Published April 30, 2020 1015 Views

10 Ways to Keep the Kids Busy During COVID 19 Lockdown

We at Premier thought we  would take a break from our traditional health insurance blog forum to share some feedback from clients, friends, and others in the Chicagoland area who have told us how they’re keeping their families sane, safe and active during the Coronavirus COVID-19 pandemic...

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Buying Health Insurance While Social Distancing

Published April 16, 2020 1054 Views

Buying Health Insurance While Social Distancing

The COVID-19 pandemic has affected virtually every aspect of how millions of people live, work and socialize.  Additionally, it has forced many to reconsider their decision to not carry health insurance coverage for a variety of reasons.  Countless Illinois residents who chose not to purch...

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Managing Health Insurance During the Coronavirus Covid-19 Pandemic

Published March 25, 2020 26231 Views

Managing Health Insurance During the Coronavirus Covid-19 Pandemic

We wanted to take a few moments to go over some of the more pressing issues surrounding health insurance and how it’s been affected by the current Coronavirus pandemic.  As you know, the world is facing an unprecedented health epidemic right now, and one that none of us have ever seen in...

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Healthcare Coverage That’s Available Year-round

Published March 5, 2020 1261 Views

Healthcare Coverage That’s Available Year-round

With the 2021 Open Enrollment closed until next November, many have been left wondering which types of coverage can be purchased at any time during the calendar year.  For those new to the process of buying your own medical insurance—whether you recently left your job, started a business,...

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2020 Illinois Health Insurance Special Enrollment Qualifications

Published January 30, 2020 1224 Views

2020 Illinois Health Insurance Special Enrollment Qualifications

When you consider the volume of information we absorb each day, the number of busy people who inadvertently miss the health insurance Open Enrollment deadline is not surprising. And of course, the question ultimately becomes, is there any way to buy health insurance after Open Enrollment?  We&r...

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Lowering Your Group Health Premiums in 2020

Published January 15, 2020 1068 Views

Lowering Your Group Health Premiums in 2020

Countless Illinois businesses have already renewed their 2020 employee health insurance plan, and as many have discovered, group premiums are once again on the rise.  Some saw only modest increases and some remained flat, however, a concerning number have faced renewal premiums that increased s...

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Tips for a Stress-free 2020 Health Insurance Open Enrollment

Published November 1, 2019 1747 Views

Tips for a Stress-free 2020 Health Insurance Open Enrollment

If you’re among the many who purchase their own health insurance—whether as an individual, a couple, or a family—the 2020 Open Enrollment period kicks off November 1st and will run until December 15th of 2019.  That said, if you need active health insurance benefits on the fir...

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5 Mistakes Employers Make During Employee Health Plan Renewal

Published July 30, 2019 1521 Views

5 Mistakes Employers Make During Employee Health Plan Renewal

Renewing a group health plan is, as anyone charged with the task will surely agree, a complex and often frustrating process.  There are dozens and sometime hundreds of forms to fill out, various rates and coverage options to consider, and budgetary restraints which can make finding an affordabl...

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How to Reduce Your 2019 Employee Health Insurance Premiums

Published March 6, 2019 1940 Views

How to Reduce Your 2019 Employee Health Insurance Premiums

Based on the group health renewal rates that we’re already seeing in Illinois, it’s clear that many companies who offer their employees health insurance are going to be facing premium increases that can range anywhere from subtle to substantially concerning.  This, of course, is nev...

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Join the Company Health Insurance Plan or Buy Your Own?

Published February 12, 2019 1508 Views

Join the Company Health Insurance Plan or Buy Your Own?

For as long as people have been getting health insurance through their jobs, many find themselves questioning whether or not the plan, as selected by their employer, best meets their unique health and medical needs.  The process of choosing a group health plan can be nothing short of mentally e...

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Since 2003 Premier has been offering the most diverse selection of IL health insurance plans and coverage options. Speak with one of our agents or get a free quote!