Buying Health Insurance in Illinois After 2023 Open Enrollment
Published March 9, 2023 112 Views
There’s no shortage of reasons for someone to miss the 6-week open health insurance enrollment that runs from November to mid-December, and we’ll explore several of these more closely later in the article. But when you do, in fact, find yourself without health insurance early i...
How a Local Health Insurance Agent Can Simplify Open Enrollment
Published November 14, 2022 754 Views
With the 2023 health insurance Open Enrollment in full swing, many families and individuals will find themselves shopping for medical insurance on their own for the first time. And as with previous years, there’s no shortage of plan changes and new coverage options to keep things interes...
2023 Medicare Enrollment Begins on October 15
Published October 14, 2022 631 Views
If you or a loved one will be turning 65 in 2023, the Medicare Open Enrollment period will begin on October 15th and run until December 7, 2022. While many are familiar with the process of signing up for Medicare, for many it can be a confusing process that comes with no shortage of questions....
The Benefits of Having Your Health Insurance Plan Reviewed Annually
Published September 21, 2022 562 Views
When you’ve had the same health insurance plan for any extended period of time, it can be easy to forget about it until you actually need it. Or, until you discover a consistent pattern of premium increases, variables in your deductible, hospital/physician network changes, and so on.&nbs...
5 Mistakes Businesses Make When Renewing Employee Health Insurance Plans
Published August 25, 2022 851 Views
The stretch between April and November is, understandably, one of the most popular times for companies to renew their group health plans. There’s no real science to account for this. It’s simply a matter of timing, and something that can be attributed back to the month when t...
Can I Buy Health Insurance During the Summer?
Published July 20, 2022 1001 Views
With the health insurance Open Enrollment period serving as the new norm, many have been left wondering what they're supposed to do if they missed the enrollment deadline, but don’t want to go without quality medical coverage throughout the summer months? Here are a few suitable opti...
How to Lower Premiums When Renewing Your Group Health Insurance Plan
Published June 27, 2022 696 Views
One of the most frequently voiced concerns we hear from our group health insurance customers, is how substantially premiums have increased for employee health benefits. And they couldn’t be more right. Just when a business begins to get comfortable with their new premiums, find the...
7 Ways That Health Insurance Agents Help Simplify Healthcare Coverage
Published June 10, 2022 393 Views
Even for those who have experience shopping for health insurance, the process has become increasingly complicated over the past few years. There are more plans to choose from, new carriers entering the market, subsidy options, constantly-evolving compliance regulations to consider, and much mo...
How to Lower Your Monthly Health Insurance Premiums
Published May 10, 2022 1409 Views
It makes no difference whether you’re an individual, a family or a thriving local business, when it comes to keeping your health insurance premiums manageable, there are a few things that everyone needs to know before committing to a healthcare plan. This is especially true for those who...
Employee Health Insurance Plans for New Businesses
Published April 20, 2022 940 Views
Starting a new businesses is one of the most exciting, and subsequently terrifying things an individual can do in this lifetime. And regardless of your chosen industry, if you’re planning on offering health insurance benefits to your employees, there are a number of things to keep in min...
Health Insurance Options for the Self-Employed
Published March 18, 2022 272 Views
Starting a new business is, ironically enough, one of the scariest and most rewarding things a person can do in this lifetime. The freedom of working for yourself provides great feelings of accomplishment, yet at the same time, the newfound responsibilities can be unpredictably overwhelming du...
2022 Health Insurance Open Enrollment Starts Monday November 1st
Published October 26, 2021 2821 Views
The annual health insurance Open Enrollment period will begin on Monday November 1st 2021 and end on January 15th 2022. As with previous years, this year will bring a variety of changes and new plan options. Keep in mind that in order to have active coverage on the first of the upcoming...
2021 COBRA Insurance Changes Under the American Rescue Plan Act
Published June 15, 2021 2530 Views
As many employers in Illinois have learned, COBRA continuation health insurance has changed dramatically in response to the 2021 American Rescue Plan Act (ARP). As of the time of this writing, any employee who did not leave their position voluntarily is now eligible to receive free COBRA (or I...
2021 Health Insurance Enrollment Extended Until August 15
Published May 10, 2021 696 Views
For those who have been wondering whether or not it was possible to purchase health insurance under the 2021 Special Enrollment Period (SEP), it was recently announced that enrollment has been extended until August 15, 2021. The decision was made in response to the COVID-19 pandemic, moreover...
New Health Insurance Subsidy Qualifications Take Effect April 1st 2021
Published April 8, 2021 798 Views
Effective April 1st 2021, under the American Rescue Plan Act of 2021, many individuals and families who did not previously qualify for health insurance subsides (on account of earning a higher income) will now qualify for a healthcare subsidy, which could significantly lower their monthly health ins...
Important Information for Indy Health Insurance Medicare Enrollees
Published March 26, 2021 778 Views
It was announced in March that Indy Health Insurance Company, a standalone Medicare Part-D provider serving Illinois and several other states, had been immediately terminated. As a result of this cancellation, and as a measure of preventing coverage gaps, a Special Enrollment Period (SEP) was initia...
Special Health Insurance Enrollment for COVID-19 Public Health Emergency
Published January 29, 2021 797 Views
From February 15th to May 15th, 2021 In accordance with an Executive Order issued by President Biden, the formation of a Special Enrollment Period (SEP) has been declared for individuals and families, in response to the COVID-19 Public Health Emergency which has left millions of Americans facing...
Important 2020-2021 Health Insurance Dates to Remember
Published October 20, 2020 1099 Views
Considering the vast scope of everything that’s taken place in 2020, it’s understandable that this year’s health insurance open enrollment has an all new element of importance to it. Here are some of the most important dates for those in need of medical insurance, including M...
2021 Medicare Open Enrollment Begins October 15th
Published October 8, 2020 1197 Views
Enrollment for 2021 Medicare plans begins on October 15th and will run until December 7th 2020. As with past enrollment periods, there are some plan changes that are new for 2021, including a few which have been implemented to help beneficiaries during the COVID-19 pandemic. This is a complex...
IL Health Insurance Open Enrollment Begins November 1st
Published September 23, 2020 1292 Views
If you’re an Illinois resident who needs to purchase a new health insurance plan, or alter your existing coverage, the 2021 Open Enrollment period begins on November 1st 2020 and will run until December 15th. And while the dates are consistent to those over the past few years, it goes wi...
How COVID-19 Affects Employee Health Insurance Renewals
Published September 10, 2020 1183 Views
One of the less talked-about aspects of COVID-19 and its effect on commerce, is the profound impact it is having on businesses who are in the process of group health plan renewals. We’ve all heard about the layoffs, the furloughs, and the temporary closures, though there seems to be limi...
Importance of Group Health Plan Reviews During COVID-19
Published August 18, 2020 926 Views
No one needs to be reminded of how significantly things have changed in 2020, as virtually every aspect of day to day life has been affected by the COVID-19 Coronavirus pandemic. This is especially true for business owners and HR managers, as many have found themselves in the uncomfortable pos...
Ways to Support Small Business During Illinois Reopening
Published June 11, 2020 1206 Views
As Illinois gradually begins the process of reopening after three long months of COVID-19 stay-at-home orders, Premier wanted to take a break from our health insurance forum to go over a few ways to help support the small businesses who have been hit exceptionally hard by the pandemic. Sho...
10 Ways to Keep the Kids Busy During COVID 19 Lockdown
Published April 30, 2020 1090 Views
We at Premier thought we would take a break from our traditional health insurance blog forum to share some feedback from clients, friends, and others in the Chicagoland area who have told us how they’re keeping their families sane, safe and active during the Coronavirus COVID-19 pandemic...
The Premier Health Insurance blog is constantly being updated with current and pressing topics, including Affordable Care Act changes, group health plan updates, as well as articles to help individuals and families get the best value for their hard-earned healthcare dollar.