Having a baby in the 21st century is not cheap by any stretch of the imagination. From prenatal care and tests, to delivery room costs and care after delivery, it is one of the most common and expensive medical procedures a person can undergo.
Getting into the actual numbers is a bit tricky, because there are so many sources citing different figures. Based on some of the most reputable data, it's now estimated that here in the US, the average cost of having a baby delivered can run between $15,000 and $20,000, and that's provided that there are no complications, and that mom and baby go home promptly after delivery. To give you an idea, pre-natal care alone can run anywhere from $1,600 all the way up to $10,000 or more. Add it all up and you've got yourself one very expensive hospital bill.
IL Health Insurance & Having a Baby
Unless you're a Rockstar, A-list actor or in some other profession with seemingly endless piles of income, the best way to minimize the sting of childbirth expenses, is to make sure that your healthcare and insurance plan cover pregnancy-related costs, including childbirth, hospital stays, and more.
Some of the most popular health plans pay for a large percentage of costs during and after pregnancy, but should be carefully reviewed prior to getting pregnant, whenever possible. Carriers such as BlueCross BlueShield of IL, Humana, United Healthcare and others have innovative family plans designed specifically for those planning on having a baby.
Speak with an Experienced Health Insurance Agent for Free
With the help of an experienced health insurance broker, it is very possible to tailor a plan that will make the process more affordable. If you're in the greater Chicago area and are planning on starting a family, but want to make sure that your healthcare plan will cover it, Premier staffs experienced agents who are well-versed on coverage during pregnancy.
If you're planning on having a family or wondering which expenses your health plan covers, call us anytime for complete information and a free policy review. As a broker, we charge no fees for our services, and can help you immensely in the long run. Call Premier in Chicago at 800-369-0287 or e-mail us through our secure contact page.