The Premier Health Insurance blog is constantly being updated with current and pressing topics, including Affordable Care Act changes, group health plan updates, as well as articles to help individuals and families get the best value for their hard-earned healthcare dollar.

Avoiding Employee Health Insurance Sticker Shock

Published September 8, 2017 1337 Views

Avoiding Employee Health Insurance Sticker Shock

While the exact figures aren’t in as of the time of writing this, it’s safe to assume that many Illinois-based companies will be faced with the real prospect of group health plan premium increases.  We’re already seeing evidence of this, despite just now entering the period of...

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Shopping for Dental Insurance in Illinois

Published August 9, 2017 1310 Views

Shopping for Dental Insurance in Illinois

Buying dental insurance has become just as confusing as health insurance has, thanks to the many changes that came with healthcare reform and the Affordable Care Act. In the past, you could essentially select any carrier at any point of the year, compare coverage options and simply choose the one th...

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Health Insurance Options During the Summer Months

Published June 9, 2017 1430 Views

Health Insurance Options During the Summer Months

Summer has become a bit of an off-season within the health insurance industry, now that we live under a fixed three-month open enrollment period.  So the question becomes, what are you supposed to do if you missed the enrollment deadline, but don’t want to be without respectable medical c...

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Making Changes to Health Insurance After Marriage

Published May 18, 2017 1484 Views

Making Changes to Health Insurance After Marriage

With Spring in full swing and summer inching closer by the day, many soon-to-be-newlywed couples are scrambling to make the final preparations for their big day. Almost ironically, one of the most often overlooked aspects of wedding planning has very little to do with the big day, itself... though i...

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How Premier Makes Health Insurance Easy

Published May 9, 2017 1297 Views

How Premier Makes Health Insurance Easy

Whether you're making a major life change this year and need help with special enrollment, starting a business, shopping for life insurance, or even getting an early jump on Medicare research, Premier in Lisle has been offering free expert assistance with Illinois health insurance since 2003.&nb...

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New Rules on Short Term Health Insurance Policies

Published April 24, 2017 1635 Views

New Rules on Short Term Health Insurance Policies

In the many years leading to the onset of healthcare reform and the Affordable Care Act, short-term and temporary medical coverage were as common and familiar as traditional plans are today.  Recently hired employees relied on them as a way to stay covered during new-hire grace periods, and man...

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Understanding Ancillary Health Insurance

Published April 12, 2017 1441 Views

Understanding Ancillary Health Insurance

While most people are quite familiar with the various types of traditional health insurance, the term ancillary coverage remains a bit of a mystery.  Perhaps this is because many of the plan types under the ancillary blanket are more commonly referred to as supplemental health insurance. ...

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Healthcare Special Enrollment Qualifications

Published March 16, 2017 1574 Views

Healthcare Special Enrollment Qualifications

As of the time of this writing which, ironically, comes one week after the American Health Care Act was introduced, the only compliance-friendly way of purchasing traditional health insurance is under the ACA Special Enrollment provision. If the term is new you, Special Enrollment is a section of th...

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How to Buy Health Insurance After Open Enrollment

Published February 22, 2017 1780 Views

How to Buy Health Insurance After Open Enrollment

Now that the 2017 open healthcare enrollment is well in our rearview, many of those who opted not to buy coverage have asked us which types of health insurance can be purchased after the cutoff date.  In the spirit of keeping things as uncomplicated as possible, let's review some of the thi...

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Setting Up an Effective Employee Wellness Program

Published January 17, 2017 1535 Views

Setting Up an Effective Employee Wellness Program

It will come as a surprise to no one that healthy bottom lines are directly related to healthy employees. A health-minded staff will be more productive, less likely to call-in sick, and far more motivated than employees who are constantly dealing with illness and ongoing health issues.  Whether...

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What To Expect As Open Enrollment 2017 Closes

Published January 4, 2017 1381 Views

What To Expect As Open Enrollment 2017 Closes

Now that we in the industry have had a few years to better understand the new health insurance open enrollment process, we're in a better position to let families and individuals know what awaits as the deadline draws closer. Regardless of whether you've had a significant life change around the firs...

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Avoid the Problems of Last Minute Health Insurance Enrollment

Published December 5, 2016 1847 Views

Avoid the Problems of Last Minute Health Insurance Enrollment

As we've learned over the past few years, putting off health insurance until the last week of Open Enrollment has proven to be something of a nightmare for many.  And while the way we buy or manage coverage has seen many changes, the limited timeframe is clearly one that's caused a grea...

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Understanding COBRA and IL Continuation Health Insurance

Published November 30, 2016 1752 Views

Understanding COBRA and IL Continuation Health Insurance

Many questions arise when an employee leaves the company, with some of the most confusing and sensitive centered around their rights to continued health insurance benefits.  Illinois employees who were actively participating in the company group plan, are entitled by law to receive ongoing medi...

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7 Situations Where Calling a Local Healh Insurance Agent Can Help

Published November 11, 2016 1519 Views

7 Situations Where Calling a Local Healh Insurance Agent Can Help

Open Enrollment kicked off this week and, very understandably, many of those who looked at their carrier's renewal notice for the first time found themselves in a state of health insurance sticker shock.  Again.  Just like last year.  And the year before that.  Premiums have incr...

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Managing 2017 Illinois Health Insurance Premium Increases

Published October 28, 2016 1322 Views

Managing 2017 Illinois Health Insurance Premium Increases

If you're in Illinois and have been paying any attention to the news lately, you've heard some rather grim tales about the drastic health insurance premiums that are on the way.  From the most accurate reports we can gather, premiums on medical insurance are expected to go up an average of 51%...

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2018 Employer Group Health Insurance Renewal Checklist

Published September 14, 2016 2745 Views

2018 Employer Group Health Insurance Renewal Checklist

As more businesses prepare for the process of renewing their group health insurance plan, the topic of ACA compliance becomes increasingly important… just as stressful.  Regardless of whether you're offering employee medical benefits for the first time, or well-versed on the ever-evo...

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If Your Land of Lincoln Health Insurance is Being Cancelled

Published July 28, 2016 1594 Views

If Your Land of Lincoln Health Insurance is Being Cancelled

With Land of Lincoln officially announcing the cancellation of all health insurance plans on October 1st  (including all individual, family and group plans) many are wondering if this is the new norm.  You buy a plan, pay the premiums for the better part of a year, only to receive a notice...

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Choosing the Most Appropriate Life Insurance Policy

Published June 10, 2016 2903 Views

Choosing the Most Appropriate Life Insurance Policy

By now it's safe to assume that you don't need any reminders on the importance of having life insurance.  Commercials run non-stop from morning to night, painting grim pictures of widowed single-mothers trying desperately to comfort her now fatherless children.  Despair-themed scare ta...

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Health Insurance After Getting Married

Published May 3, 2016 1752 Views

Health Insurance After Getting Married

Getting married is clearly one of the most significant change a person will make during the course of their lifetime.  In light of all the planning and preparation that go into weddings, it's understandable that few give consideration to how the marriage will affect their health insurance cover...

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Turning 65 and Preparing for Medicare

Published April 7, 2016 1580 Views

Turning 65 and Preparing for Medicare

If you're nearing your 65th birthday, it’s safe to assume that you're likely paying more attention to all of the Medicare ads on television.  Making the transition from traditional health insurance to Medicare can be a bit overwhelming, and this is especially relevant for those who've recently...

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Did Your Company Discontinue Life Insurance?

Published March 4, 2016 1721 Views

Did Your Company Discontinue Life Insurance?

We took an interesting call the other day, it was from a woman in her late 20's, in a bit of a panic over the fact that her employer, without any real warning, was doing away with the technology firm's company-sponsored life insurance plan.  After assuring her that this was actually a very simp...

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Preparing for Your 2016 Group Health Plan Renewal

Published February 18, 2016 1683 Views

Preparing for Your 2016 Group Health Plan Renewal

Many business owners learned a financially painful lesson last year, while renewing their company's employee health insurance plan: 'tis far better to enter the process prepared, than to sit back and wait to see how much the carriers have raised your premiums.  As everyone was warned well in ad...

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Importance of Annual Group Health Plan Review

Published February 8, 2016 1809 Views

Importance of Annual Group Health Plan Review

Anyone who owns a business or manages its employee health insurance plan, will be the first to admit that the process of offering employer-provided coverage has changed immensely over the past few years.  Prior to the advent of the Affordable Care Act, the process was already stressful and dema...

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Can I Buy Health Insurance After Open Enrollment Ends?

Published February 3, 2016 1572 Views

Can I Buy Health Insurance After Open Enrollment Ends?

Since the advent of open enrollment circa the Affordable Care Act, there have been those who were either unwilling, unknowing or otherwise unable to purchase coverage.  For many it was a matter of intense network congestion while attempting to sign-up during the final week.  Just as many o...

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Avoiding Cheap Health Insurance Scams

Published January 19, 2016 1730 Views

Avoiding Cheap Health Insurance Scams

With health insurance premiums skyrocketing 20-40% this year, it should come as no surprise that there are organizations preying on those looking for more affordable coverage.  In the past few weeks, it has been brought to our attention that some companies are contacting people with offers of l...

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How Health Insurance Agents Make Open Enrollment Easy

Published December 30, 2015 1515 Views

How Health Insurance Agents Make Open Enrollment Easy

As many Illinois residents are finding out, buying health insurance during the final month of open enrollment can be one stressful endeavor.  Hundreds of thousands of people all trying to get through to carriers at once, with just as much traffic on the healthcare marketplace website.  Thi...

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2016 Healthcare Open Enrollment Frequently Asked Questions

Published December 15, 2015 1870 Views

2016 Healthcare Open Enrollment Frequently Asked Questions

Now that we've officially arrived at the halfway point of this year's open enrollment period, we've had time to gauge some of the more pressing and commonly-voiced concerns.  Here are ten of the most frequently asked questions among those shopping for medical insurance, as well as those loo...

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Understanding the Difference Between EPO and PPO Health Insurance Plans

Published December 9, 2015 1975 Views

Understanding the Difference Between EPO and PPO Health Insurance Plans

If you've been keeping up with all of the recent and forthcoming health insurance industry changes, you may have come across a term that was brand new to you.  EPOs, or Exclusive Provider Organizations, have actually been around for years.  In light of ongoing premium increases and large n...

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Beware the Final Weeks of Open Enrollment

Published December 2, 2015 1605 Views

Beware the Final Weeks of Open Enrollment

If you haven't been holed-up in some remote mountain shack for months, it's safe to assume that you're aware of the widespread changes coming to health insurance in 2016.  Premium increase notices have been going out in droves, and countless families and individuals have learned that their plan...

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2016 Rate Increase Expected on Silver Health Insurance Plans

Published November 18, 2015 1463 Views

2016 Rate Increase Expected on Silver Health Insurance Plans

It's become clear that few people will be exempt from the 2016 health insurance premium increases already in place, and scheduled to take effect after the first of the year.  According to a report in the Washington Post, consumers who purchased Silver health plans on the healthcare.gov website...

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Since 2003 Premier has been offering the most diverse selection of IL health insurance plans and coverage options. Speak with one of our agents or get a free quote!