The Premier Health Insurance blog is constantly being updated with current and pressing topics, including Affordable Care Act changes, group health plan updates, as well as articles to help individuals and families get the best value for their hard-earned healthcare dollar.

What Makes This Year's Open Enrollment Different?

Published November 11, 2015 1511 Views

What Makes This Year's Open Enrollment Different?

Now that we're a few weeks into the 2015-2016 health insurance open enrollment period, it's become clear that this one stands out among the most unique.  In this article we're going to review some of the most concerning issues, before shedding some light on how to ensure that your coverage rema...

Read More

Options for Dealing with 2016 Health Insurance Rate Increases

Published November 4, 2015 1566 Views

Options for Dealing with 2016 Health Insurance Rate Increases

As more individuals and families receive notifications regarding premium increases on their health and medical insurance, we've received many requests for information on the various options available.  Many will see their plan cancelled at the end of the year, while an equally concerning number...

Read More

Blue Cross Blue Shield IL to Cancel Metallic Health Insurance Plans in 2016

Published September 25, 2015 2336 Views

In an announcement made to Illinois health insurance agents recently, Blue Cross Blue Shield of Illinois, the state's largest and most influential health insurance carrier announced that it will no longer be offering large-network PPO coverage to those with Bronze, Silver, Gold or Platinum health pl...

Read More

It's Group Health Plan Renewal Time

Published September 14, 2015 1632 Views

For months now, there have been rumors floating around regarding the subject of 2016 group-health premium increases.  As many hardworking businesses are finding out right now, these were far from being just speculation.  Some businesses are facing renewal increases that range anywhere from...

Read More

Managing Group Health Insurance Premium Increases

Published August 11, 2015 1984 Views

5 Things Your Company Can Do to Keep 2016 Rates Affordable When it was announced that group health insurance premiums would be subject to sharp increases in 2016, an average of 20-40% based on industry chatter, it's safe to assume that small business owners from every industry felt a similar sin...

Read More

How the Affordable Care Act Affects Various Economic Groups

Published July 30, 2015 1892 Views

If we have learned anything from our history as an advanced and highly-industrialized society, it is that any measure of sweeping changes enforced on the People will always come with their fair share of wide-ranging speculation.  In the case of the Affordable Care Act and US health care reform,...

Read More

How the Supreme Court Ruling Will Affect Health Insurance Premiums

Published July 9, 2015 1503 Views

How the Supreme Court Ruling Will Affect Health Insurance Premiums

By now, most people have come to terms with the fact that health insurance, as we've collectively known it for decades, has been forever changed.  Even prior to the 6-3 supreme court ruling in favor of the Affordable Care Act and health insurance tax subsidies, social media and water coolers ch...

Read More

Alternative Funded Group Health Plans for Reduced Premiums

Published June 16, 2015 1421 Views

Alternative Funded Group Health Plans for Reduced Premiums

Since the onset of the Affordable Care Act, many thriving companies have seen their group health rates soar to unexpected and unaffordable levels.  By subjecting groups to community ratings, fixed premium increases and other ACA-related stipulations, a concerning number of businesses are now pa...

Read More

Before Automatically Renewing a Pricey Group Health Insurance Plan

Published April 8, 2015 1590 Views

Before Automatically Renewing a Pricey Group Health Insurance Plan

One of the most frequently voiced concerns we hear from our group health insurance customers, is how substantially premiums have increased for employee health benefits.  And you couldn’t be more right.  Many businesses who were just getting comfortable with their monthly premiums, were sho...

Read More

Buying Health Insurance When You're Self-Employed

Published April 2, 2015 1614 Views

Buying Health Insurance When You're Self-Employed

Regardless of whether you've recently left your job to start a small business, or are making plans to branch out on your own, buying health insurance is something that many entrepreneurs will have to deal with; some quite possibly for the first time in their careers.  This was a big decision ev...

Read More

Choosing the Right Life Insurance Policy

Published March 19, 2015 1539 Views

Choosing the Right Life Insurance Policy

You certainly don't need us telling you about the importance of protecting your loved ones in the event of an untimely passing.  It's an issue that has been well publicized over the years, and is something that many hardworking people worry about every day.  Coincidentally, very few know w...

Read More

IL Open Enrollment Extended One Week

Published February 18, 2015 1864 Views

IL Open Enrollment Extended One Week

Now that the 2015 open enrollment is officially closed, it was announced that a limited one-week extension will be granted for those who were not able to sign up for health insurance in time.  The extension itself was issued to allow those who experienced technical difficulties during the final...

Read More

Extended Office Hours on Last Day of Open Enrollment

Published February 11, 2015 1562 Views

Extended Office Hours on Last Day of Open Enrollment

With the close of the 2015 open enrollment just a few days away, Premier would like to extend a special invitation to those who need last-minute assistance signing up for Illinois health insurance.  On Sunday February 15th, our Lisle office will remain open until 9:00 that evening.  If you...

Read More

As 2015 Open Enrollment Draws to a Close

Published January 27, 2015 1548 Views

With less than three weeks left in the 2015 health insurance open enrollment, it's clear that many people still have lots of questions and concerns when it comes to deciding which coverage is best for their unique situation.  In this article we wanted to go over some of the most frequently aske...

Read More

Ensuring Your Medical Insurance is Active on the 1st of the Month

Published December 10, 2014 1493 Views

Ensuring Your Medical Insurance is Active on the 1st of the Month

With the 2015 open enrollment period in full stride, scores of Illinois residents are learning a hard lesson about how the new system of health insurance works.  Actually, this particular aspect is not quite that new.  But in light of how new the concept of open enrollment is to the genera...

Read More

Health Insurance Renewal Notices & Premium Increases

Published December 2, 2014 1692 Views

During the time leading up to open enrollment, thousands of individuals and families received notices informing them of their options for 2015 health insurance.  At face value it's pretty simple: If you like your existing plan, keep it and do nothing.  If you don't, you have the freedom to...

Read More

The Facts About Health Insurance Premiums

Published November 26, 2014 1644 Views

One of the most misunderstood aspects of buying health insurance under the new laws, is whether or not it is possible to get rates that are cheaper from one source to another.  Many are under the impression that dealing directly with the carrier will ensure the lowest premiums, while others hav...

Read More

7 Reasons to Call a Health Insurance Broker During Open Enrollment

Published November 18, 2014 1844 Views

7 Reasons to Call a Health Insurance Broker During Open Enrollment

Even if you're among the most computer-savvy, signing up for health insurance online can be a little intimidating.  The system is essentially brand new to everyone, and this can increase the time that it takes to ensure that your plan is accurate and befitting of your real healthcare needs....

Read More

Answers to IL Open Enrollment Questions

Published November 5, 2014 1742 Views

With the 2014-2015 IL open enrollment period upon us, we understand that many residents still have a lot of questions on what it is, how to sign up, and what's covered.  Here are some of the most commonly asked questions that we're hearing at our agency about health insurance open enrollment.&n...

Read More

Problems with Payroll Company Group Health Insurance

Published October 30, 2014 1612 Views

As many businesses eventually find out, hiring a payroll company to provide and manage your group health plan isn't always as good a decision as it originally seemed.  Yes, it might sound convenient to bundle your payroll and employee health benefits, but the simple reality is that there are to...

Read More

Avoiding Costly Mistakes on Health Insurance Enrollment

Published October 24, 2014 1695 Views

As many families and individuals found out last year, making even the most simple mistake when signing up for health insurance can be costly, stressful and surprisingly time consuming.  The process of shopping for healthcare coverage has changed drastically since the advent of the Affordable Ca...

Read More

Humana to Cancel Many Existing Health Insurance Plans

Published October 7, 2014 2629 Views

Humana to Cancel Many Existing Health Insurance Plans

Many Humana health insurance policyholders are going to be in for quite a shock, as they learn that their plan will be cancelled at the end of the year.  Notices have been going out to an untold number of Humana's customers, informing them that their health plan would be terminated after Decemb...

Read More

Using Combination Plans to Lower Group Health Premiums

Published October 2, 2014 2046 Views

Using Combination Plans to Lower Group Health Premiums

Healthcare reform, as virtually every US citizen knows, has initiated a seemingly endless series of changes to the process of shopping for health insurance.  And it should come as no surprise that businesses offering health plans, continue to be among the groups most significantly affected by t...

Read More

How Healthcare Reform Affects Different Business Sizes

Published September 25, 2014 1512 Views

There has been a great deal of speculation over how businesses, based specifically on their size, will be affected by the Affordable Care Act.  Among the most pressing issues, businesses want to know how their rates are being determined, their obligation to offer a group health plan, and how mu...

Read More

Health Insurance Agents Can Make Healthcare Reform Easier

Published September 19, 2014 1719 Views

As the November 2015 healthcare open enrollment inches ever closer, the diversity of questions we hear at our agency continues to evolve.  Individuals and families are concerned about things like premium increases, tax credits and potentially having to renew policies they recently purchased.&nb...

Read More

What if You Can't Afford Health Insurance?

Published September 17, 2014 1792 Views

What if You Can't Afford Health Insurance?

If you're wondering how you're going to be able to afford health insurance this year, you're certainly not alone.  Healthcare reform has resulted in ongoing premium increases since its inception, and there's really no way to tell where the cap is at this point.  One of the groups affected...

Read More

How to Apply for Health Insurance in 2015

Published September 10, 2014 1695 Views

With summer on its way out, many people have been giving more thought to the upcoming open enrollment and process of applying for health insurance coverage .  Are the rules the same as they were last year?  Have new rules been added over the summer?  Do I enroll online, in person, ove...

Read More

6 Reasons to Consider an HSA for Group Medical Benefits

Published September 4, 2014 1475 Views

6 Reasons to Consider an HSA for Group Medical Benefits

As business owners continue to deal with the sticker shock of their 2015 group health insurance renewals, many are looking for ways to continue offering their staff medical benefits that are affordable, easy to understand and generous in coverage.  And as many have discovered, Health Savings Ac...

Read More

Is Your Group Health Renewal More Expensive than Expected?

Published August 26, 2014 1859 Views

With many companies now receiving their group health insurance renewals, more and more businesses are experiencing the sticker shock that industry insiders have been forecasting since the passing of the Affordable Care Act.  And while some of these increases are on the modest side, just as many...

Read More

Managing HR Documents Under the Affordable Care Act

Published August 22, 2014 1447 Views

One of the most common complaints we hear about the new healthcare reform laws, is the massive influx of human resource documents that businesses are now required to provide.  Aside from knowing which ones are needed and filling them out properly, the mere act of finding the most current and le...

Read More

Since 2003 Premier has been offering the most diverse selection of IL health insurance plans and coverage options. Speak with one of our agents or get a free quote!