The Premier Health Insurance blog is constantly being updated with current and pressing topics, including Affordable Care Act changes, group health plan updates, as well as articles to help individuals and families get the best value for their hard-earned healthcare dollar.

Alternative Funded Group Health Plans for Reduced Premiums

Published: June 16, 2015 1:21pm 1236 Views

Alternative Funded Group Health Plans for Reduced Premiums

Since the onset of the Affordable Care Act, many thriving companies have seen their group health rates soar to unexpected and unaffordable levels.  By subjecting groups to community ratings, fixed premium increases and other ACA-related stipulations, a concerning number of businesses are now pa...

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Before Automatically Renewing a Pricey Group Health Insurance Plan

Published: April 8, 2015 12:45pm 1388 Views

Before Automatically Renewing a Pricey Group Health Insurance Plan

One of the most frequently voiced concerns we hear from our group health insurance customers, is how substantially premiums have increased for employee health benefits.  And you couldn’t be more right.  Many businesses who were just getting comfortable with their monthly premiums, were sho...

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Buying Health Insurance When You're Self-Employed

Published: April 2, 2015 12:34pm 1434 Views

Buying Health Insurance When You're Self-Employed

Regardless of whether you've recently left your job to start a small business, or are making plans to branch out on your own, buying health insurance is something that many entrepreneurs will have to deal with; some quite possibly for the first time in their careers.  This was a big decision ev...

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Choosing the Right Life Insurance Policy

Published: March 19, 2015 2:31pm 1341 Views

Choosing the Right Life Insurance Policy

You certainly don't need us telling you about the importance of protecting your loved ones in the event of an untimely passing.  It's an issue that has been well publicized over the years, and is something that many hardworking people worry about every day.  Coincidentally, very few know w...

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IL Open Enrollment Extended One Week

Published: February 18, 2015 11:00am 1669 Views

IL Open Enrollment Extended One Week

Now that the 2015 open enrollment is officially closed, it was announced that a limited one-week extension will be granted for those who were not able to sign up for health insurance in time.  The extension itself was issued to allow those who experienced technical difficulties during the final...

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Extended Office Hours on Last Day of Open Enrollment

Published: February 11, 2015 11:39am 1394 Views

Extended Office Hours on Last Day of Open Enrollment

With the close of the 2015 open enrollment just a few days away, Premier would like to extend a special invitation to those who need last-minute assistance signing up for Illinois health insurance.  On Sunday February 15th, our Lisle office will remain open until 9:00 that evening.  If you...

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As 2015 Open Enrollment Draws to a Close

Published: January 27, 2015 1:46pm 1367 Views

With less than three weeks left in the 2015 health insurance open enrollment, it's clear that many people still have lots of questions and concerns when it comes to deciding which coverage is best for their unique situation.  In this article we wanted to go over some of the most frequently aske...

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Ensuring Your Medical Insurance is Active on the 1st of the Month

Published: December 10, 2014 12:20pm 1297 Views

Ensuring Your Medical Insurance is Active on the 1st of the Month

With the 2015 open enrollment period in full stride, scores of Illinois residents are learning a hard lesson about how the new system of health insurance works.  Actually, this particular aspect is not quite that new.  But in light of how new the concept of open enrollment is to the genera...

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Health Insurance Renewal Notices & Premium Increases

Published: December 2, 2014 12:36pm 1513 Views

During the time leading up to open enrollment, thousands of individuals and families received notices informing them of their options for 2015 health insurance.  At face value it's pretty simple: If you like your existing plan, keep it and do nothing.  If you don't, you have the freedom to...

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The Facts About Health Insurance Premiums

Published: November 26, 2014 12:10pm 1436 Views

One of the most misunderstood aspects of buying health insurance under the new laws, is whether or not it is possible to get rates that are cheaper from one source to another.  Many are under the impression that dealing directly with the carrier will ensure the lowest premiums, while others hav...

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7 Reasons to Call a Health Insurance Broker During Open Enrollment

Published: November 18, 2014 1:07pm 1649 Views

7 Reasons to Call a Health Insurance Broker During Open Enrollment

Even if you're among the most computer-savvy, signing up for health insurance online can be a little intimidating.  The system is essentially brand new to everyone, and this can increase the time that it takes to ensure that your plan is accurate and befitting of your real healthcare needs....

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Answers to IL Open Enrollment Questions

Published: November 5, 2014 11:17am 1548 Views

With the 2014-2015 IL open enrollment period upon us, we understand that many residents still have a lot of questions on what it is, how to sign up, and what's covered.  Here are some of the most commonly asked questions that we're hearing at our agency about health insurance open enrollment.&n...

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Problems with Payroll Company Group Health Insurance

Published: October 30, 2014 6:34pm 1390 Views

As many businesses eventually find out, hiring a payroll company to provide and manage your group health plan isn't always as good a decision as it originally seemed.  Yes, it might sound convenient to bundle your payroll and employee health benefits, but the simple reality is that there are to...

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Avoiding Costly Mistakes on Health Insurance Enrollment

Published: October 24, 2014 10:54am 1515 Views

As many families and individuals found out last year, making even the most simple mistake when signing up for health insurance can be costly, stressful and surprisingly time consuming.  The process of shopping for healthcare coverage has changed drastically since the advent of the Affordable Ca...

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Humana to Cancel Many Existing Health Insurance Plans

Published: October 7, 2014 10:37am 2330 Views

Humana to Cancel Many Existing Health Insurance Plans

Many Humana health insurance policyholders are going to be in for quite a shock, as they learn that their plan will be cancelled at the end of the year.  Notices have been going out to an untold number of Humana's customers, informing them that their health plan would be terminated after Decemb...

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Using Combination Plans to Lower Group Health Premiums

Published: October 2, 2014 11:59am 1828 Views

Using Combination Plans to Lower Group Health Premiums

Healthcare reform, as virtually every US citizen knows, has initiated a seemingly endless series of changes to the process of shopping for health insurance.  And it should come as no surprise that businesses offering health plans, continue to be among the groups most significantly affected by t...

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How Healthcare Reform Affects Different Business Sizes

Published: September 25, 2014 10:52am 1326 Views

There has been a great deal of speculation over how businesses, based specifically on their size, will be affected by the Affordable Care Act.  Among the most pressing issues, businesses want to know how their rates are being determined, their obligation to offer a group health plan, and how mu...

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Health Insurance Agents Can Make Healthcare Reform Easier

Published: September 19, 2014 2:47pm 1493 Views

As the November 2015 healthcare open enrollment inches ever closer, the diversity of questions we hear at our agency continues to evolve.  Individuals and families are concerned about things like premium increases, tax credits and potentially having to renew policies they recently purchased.&nb...

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What if You Can't Afford Health Insurance?

Published: September 17, 2014 12:22pm 1618 Views

What if You Can't Afford Health Insurance?

If you're wondering how you're going to be able to afford health insurance this year, you're certainly not alone.  Healthcare reform has resulted in ongoing premium increases since its inception, and there's really no way to tell where the cap is at this point.  One of the groups affected...

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How to Apply for Health Insurance in 2015

Published: September 10, 2014 2:52pm 1473 Views

With summer on its way out, many people have been giving more thought to the upcoming open enrollment and process of applying for health insurance coverage .  Are the rules the same as they were last year?  Have new rules been added over the summer?  Do I enroll online, in person, ove...

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6 Reasons to Consider an HSA for Group Medical Benefits

Published: September 4, 2014 5:09pm 1313 Views

6 Reasons to Consider an HSA for Group Medical Benefits

As business owners continue to deal with the sticker shock of their 2015 group health insurance renewals, many are looking for ways to continue offering their staff medical benefits that are affordable, easy to understand and generous in coverage.  And as many have discovered, Health Savings Ac...

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Is Your Group Health Renewal More Expensive than Expected?

Published: August 26, 2014 10:45am 1639 Views

With many companies now receiving their group health insurance renewals, more and more businesses are experiencing the sticker shock that industry insiders have been forecasting since the passing of the Affordable Care Act.  And while some of these increases are on the modest side, just as many...

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Managing HR Documents Under the Affordable Care Act

Published: August 22, 2014 12:45pm 1274 Views

One of the most common complaints we hear about the new healthcare reform laws, is the massive influx of human resource documents that businesses are now required to provide.  Aside from knowing which ones are needed and filling them out properly, the mere act of finding the most current and le...

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Benefits of Self-Insured Level-Funded Group Health Insurance

Published: August 13, 2014 12:02pm 2662 Views

Benefits of Self-Insured Level-Funded Group Health Insurance

As we approach the start of the 2015 open enrollment period, more businesses are wondering what they can do to help reduce their group health premiums, while still providing reliable coverage to their employees.  For a growing number of companies, level-funded self-insured health plans continue...

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Options for Group Health Insurance Plan Renewal

Published: August 6, 2014 10:39am 1487 Views

As companies across the US begin the process of preparing for open enrollment, many business owners and HR departments are still unsure of what will happen come November.  In the spirit of helping those charged with the task of choosing or renewing a group health plan, we thought that this woul...

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Buying Short-Term Health Insurance Prior to Open Enrollment

Published: July 29, 2014 2:54pm 1477 Views

We've heard from many individuals who, for any number of reasons, found themselves unable to purchase health insurance before open enrollment closed this past March.  Ultimately this resulted in many people having to either pay cash for doctor and hospital visits, or simply take their chances i...

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Working with Health Insurance Agents Who Offer HR Services

Published: June 17, 2014 11:06am 1520 Views

As many business owners are discovering, it's important that their health insurance agent have knowledge on Healthcare Reform that extends far beyond the morning news.  The new regulations regarding issues such as documentation, healthcare tax, compliance mandates, and others are constantly cha...

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Reviewing Your Group Plan Before Open Enrollment

Published: May 20, 2014 11:30am 1611 Views

If you own or manage a business that offers employee health insurance, the stretch of time between now and November is more important than you might realize.  Under the new system of healthcare reform, many businesses are under the impression that there's nothing they can do about their premium...

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Making Changes to Your Health Insurance Plan

Published: May 6, 2014 10:44am 1449 Views

With summer fast approaching, many people will be making some rather significant changes to their lives.  Whether it's walking down the aisle, welcoming a new baby into your home or accepting that new job, one thing that must be taken into consideration is how your health insurance needs will a...

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Health Insurance Options During Closed Enrollment

Published: April 23, 2014 12:57pm 1671 Views

Now that the April 1st healthcare deadline has come and gone, it's understandable that there are many out there who still need coverage.  Whether you weren't in a financial position to buy a health insurance plan, were unable to qualify for a subsidy, or deliberately decided to take the tax pen...

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Since 2003 Premier has been offering the most diverse selection of IL health insurance plans and coverage options. Speak with one of our agents or get a free quote!