IL Health Insurance Articles & Info

As we approach the start of the 2015 open enrollment period, more businesses are wondering what they can do to help reduce their group health premiums, while still providing reliable coverage to their employees.  For a growing number of companies, level-funded self-insured health plans continue...

As companies across the US begin the process of preparing for open enrollment, many business owners and HR departments are still unsure of what will happen come November.  In the spirit of helping those charged with the task of choosing or renewing a group health plan, we thought that this woul...

We've heard from many individuals who, for any number of reasons, found themselves unable to purchase health insurance before open enrollment closed this past March.  Ultimately this resulted in many people having to either pay cash for doctor and hospital visits, or simply take their chances i...

As many business owners are discovering, it's important that their health insurance agent have knowledge on Healthcare Reform that extends far beyond the morning news.  The new regulations regarding issues such as documentation, healthcare tax, compliance mandates, and others are constantly cha...

If you own or manage a business that offers employee health insurance, the stretch of time between now and November is more important than you might realize.  Under the new system of healthcare reform, many businesses are under the impression that there's nothing they can do about their premium...

With summer fast approaching, many people will be making some rather significant changes to their lives.  Whether it's walking down the aisle, welcoming a new baby into your home or accepting that new job, one thing that must be taken into consideration is how your health insurance needs will a...

Now that the April 1st healthcare deadline has come and gone, it's understandable that there are many out there who still need coverage.  Whether you weren't in a financial position to buy a health insurance plan, were unable to qualify for a subsidy, or deliberately decided to take the tax pen...

There has been great debate over the past few days, regarding what happens if you fail to buy health insurance by the stated March 31 cutoff date.  For many, it was a matter of not being able to get through to the healthcare.gov website, being stuck in a virtual waiting room, or not finding the...

While, for many, March has become synonymous with green beer and college basketball tournament brackets, there's a pressing issue at hand that everyone needs to make themselves aware of.   March Deadlines for 2014 Medical Insurance Anyone who has been shopping for health insurance over th...

For those who are not in a financial position to apply for a healthcare subsidy, or get a reduced premium under Obamacare, there has been no shortage of health insurance sticker shock.  Individuals and families from all over Illinois have seen rate increases ranging from moderate to jaw-droppin...

While enrollment in the Affordable Care Act continues to gradually increase, there are still many aspects which have people unsure on how to proceed.  Among the most universal, is whether or not an individual or family will qualify for a health insurance subsidy, of if they will be eligible for...

If you're new to buying health insurance on your own, or even if you're among the more healthcare savvy, you've probably heard the term open enrollment period being used in excess lately.   In short, open enrollment represents the time when new plans can be purchased, as well as when exist...

One of the most controversial aspects of the new healthcare system, involves the income fines that are set to be imposed on those who don't carry active coverage in 2014.  Since media coverage of this has been spotty at best, we wanted to go over some of the real numbers and facts behind the fi...

The Affordable Care Act, as most already know, has brought an entirely new set of rules to the US health insurance system.  One of the most concerning, is also one that's not being talked about on the news with nearly enough urgency.  If you purchased a new healthcare plan in 2014 it likel...

With Obamacare now in what appears to be a relatively steady groove, many are wondering whether or not they will qualify for government healthcare subsidies.  Regardless of whether you love or loathe the idea of healthcare reform (we have our own opinions, too) it looks like it's here to stay.&...

While many businesses are enjoying a one-year grace period from the rate increases under Obamacare, it's important to remember that this is only temporary.  Come October 2014, many hard working business owners and human resource directors will have some very tough decisions to make.  Moreo...

After close to six weeks of frustration, confusion and ongoing pressure on the Obama administration, the country's largest health insurance carrier, Blue Cross Blue Shield, announced this week that existing individual customers will, in fact, be able to renew their current healthcare coverage plans....

Here are just a few of the Obamacare comments we found online.  Regardless of where you stand on the health insurance issue, it's clear that many Americans feel thay have been lied to and mislead.   "It is not a kink when people have their insurance cancelled and the replacement cost...

Now that we're two weeks into open enrollment for subsidized healthcare, many have found that the process is nowhere near as simple as it was touted.  In light of countless comments from infuriated users, the process has been rife with frustration, based mainly on the many challenges that have...

The Affordable Care Act has left many wondering whether or not they will qualify for discount health insurance plans, though finding answers seems rife with confusion.  With the news changing daily, it's no wonder why there's confusion over who qualifies, who doesn't, and how to go about gettin...

Based on a concerning number of conversations we've had with our friends and colleagues, it's clear that there is still a frightening amount of confusion regarding how drastically the health care system is going to change.  What was even more surprising, was that the majority of those we speak...

When the Obama administration announced that businesses would be given an additional year to prepare for the rollout of the Affordable Care Act, there was immediate blowback from scores of consumer groups seeking the same leeway.  Sadly, the People will just have to wait. On August 13th, in...

As the October 1st open registration for subsidized health insurance draws nearer, it's remarkable just how many people, both insured and uninsured alike, are still in the dark regarding the sweeping changes that are coming in 2014.  From within the industry it is evident that health insurance...

While still an Illinois Senator making his first bid for the white house, President Obama repeatedly ensured Americans that we could be a nation which provided universally-affordable health insurance to every citizen.  Here we are six years later, at the cusp of enforcing the Affordable Care Ac...

In a move that has brought temporary sighs of relief to many business owners, the US Treasury Department announced on Tuesday, that mandates forcing many small businesses to provide employee health insurance, will be delayed for one year.  The decision to postpone many of the new healthcare law...

Many people shy away from adding dental insurance to their policy, mainly out of fear that it will send their premiums through the proverbial roof.  Not true.  In fact, dental coverage is actually among the most inexpensive options when it comes to health insurance available.  Here...

The moment you add employees to your company, you're taking a big step in the world of entrepreneurship.  If you intend on keeping them for any length of time, you will probably want to offer them a health insurance plan they can have faith in.  This lends the question of which plan to cho...

Having a baby in the 21st century is not cheap by any stretch of the imagination.  From prenatal care and tests, to delivery room costs and care after delivery, it is one of the most common and expensive medical procedures a person can undergo. Getting into the actual numbers is a bit tricky...

If there is one question on the minds of those who purchase IL health insurance, it is whether or not to expect a rate hike in 2014.  Sadly, there isn't much good news here.  If you currently pay for your health insurance, even if you have been paying for it consistently for many years, th...

For millions, chiropractors are a total Godsend. Here at our Chicago health insurance agency, we are often asked a diverse spectrum of questions; one of the most common, as you might expect, is: "Is chiropractic care covered by health insurance?" The short answer is, maybe. Let's explain. When wo...