The Premier Health Insurance blog is constantly being updated with current and pressing topics, including Affordable Care Act changes, group health plan updates, as well as articles to help individuals and families get the best value for their hard-earned healthcare dollar.

What People are Saying About Obamacare

Published: October 28, 2013 3:23pm 1978 Views

Here are just a few of the Obamacare comments we found online.  Regardless of where you stand on the health insurance issue, it's clear that many Americans feel thay have been lied to and mislead.   "It is not a kink when people have their insurance cancelled and the replacement cost...

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Avoiding Healthcare Marketplace Problems & Glitches

Published: October 16, 2013 4:03pm 1610 Views

Now that we're two weeks into open enrollment for subsidized healthcare, many have found that the process is nowhere near as simple as it was touted.  In light of countless comments from infuriated users, the process has been rife with frustration, based mainly on the many challenges that have...

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Will You Qualify for Affordable Care Health Benefits in IL?

Published: September 19, 2013 12:30pm 2384 Views

Will You Qualify for Affordable Care Health Benefits in IL?

The Affordable Care Act has left many wondering whether or not they will qualify for discount health insurance plans, though finding answers seems rife with confusion.  With the news changing daily, it's no wonder why there's confusion over who qualifies, who doesn't, and how to go about gettin...

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Understanding the IL Health Insurance Exchange

Published: September 11, 2013 10:48am 2143 Views

Understanding the IL Health Insurance Exchange

Based on a concerning number of conversations we've had with our friends and colleagues, it's clear that there is still a frightening amount of confusion regarding how drastically the health care system is going to change.  What was even more surprising, was that the majority of those we speak...

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Obamacare Delays Out-of-Pocket Maximums on Consumers

Published: August 15, 2013 4:51pm 1669 Views

Obamacare Delays Out-of-Pocket Maximums on Consumers

When the Obama administration announced that businesses would be given an additional year to prepare for the rollout of the Affordable Care Act, there was immediate blowback from scores of consumer groups seeking the same leeway.  Sadly, the People will just have to wait. On August 13th, in...

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The Countdown to Subsidized Health Insurance

Published: August 5, 2013 3:57pm 1584 Views

As the October 1st open registration for subsidized health insurance draws nearer, it's remarkable just how many people, both insured and uninsured alike, are still in the dark regarding the sweeping changes that are coming in 2014.  From within the industry it is evident that health insurance...

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How Universally-Affordable is Health Care Reform?

Published: July 10, 2013 1:40pm 2257 Views

While still an Illinois Senator making his first bid for the white house, President Obama repeatedly ensured Americans that we could be a nation which provided universally-affordable health insurance to every citizen.  Here we are six years later, at the cusp of enforcing the Affordable Care Ac...

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Obamacare Business Delays Until 2015

Published: July 3, 2013 12:56pm 1566 Views

In a move that has brought temporary sighs of relief to many business owners, the US Treasury Department announced on Tuesday, that mandates forcing many small businesses to provide employee health insurance, will be delayed for one year.  The decision to postpone many of the new healthcare law...

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Why Adding Dental Insurance in Chicago is Wise

Published: May 31, 2013 4:04pm 1676 Views

Why Adding Dental Insurance in Chicago is Wise

Many people shy away from adding dental insurance to their policy, mainly out of fear that it will send their premiums through the proverbial roof.  Not true.  In fact, dental coverage is actually among the most inexpensive options when it comes to health insurance available.  Here...

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Choosing IL Health Insurance for New Employees

Published: May 9, 2013 12:54pm 1875 Views

Choosing IL Health Insurance for New Employees

The moment you add employees to your company, you're taking a big step in the world of entrepreneurship.  If you intend on keeping them for any length of time, you will probably want to offer them a health insurance plan they can have faith in.  This lends the question of which plan to cho...

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Will my IL Health Insurance plan Cover Pregnancy?

Published: April 12, 2013 4:29pm 1843 Views

Having a baby in the 21st century is not cheap by any stretch of the imagination.  From prenatal care and tests, to delivery room costs and care after delivery, it is one of the most common and expensive medical procedures a person can undergo. Getting into the actual numbers is a bit tricky...

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Will my Health Insurance Health Insurance Premiums Go Up in 2014?

Published: March 25, 2013 1:00pm 4633 Views

If there is one question on the minds of those who purchase IL health insurance, it is whether or not to expect a rate hike in 2014.  Sadly, there isn't much good news here.  If you currently pay for your health insurance, even if you have been paying for it consistently for many years, th...

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Does Health Insurance Cover Chiropractic Care?

Published: March 11, 2013 7:51pm 1776 Views

For millions, chiropractors are a total Godsend. Here at our Chicago health insurance agency, we are often asked a diverse spectrum of questions; one of the most common, as you might expect, is: "Is chiropractic care covered by health insurance?" The short answer is, maybe. Let's explain. When wo...

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Illinois HRA - Health Retirement Accounts

Published: February 28, 2013 6:26pm 2914 Views

Illinois HRA - Health Retirement Accounts

It's certainly no secret that the cost of health care in the United States has soared since the onset of the Affordable Care Act. If you're like many small business owners, you've likely felt first-hand the costly impact this can have on your business' bottom line. Medical health claims are at all-t...

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Short-Term & Temporary Health Insurance in IL

Published: February 12, 2013 4:40pm 1703 Views

Life has a cruel and somewhat ironic way of waiting until we are at our most vulnerable point before unleashing its most devastating events. This is especially true in the case of those who undergo catastrophic, unexpected health issues while riding out a gap in their health insurance coverage. A...

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Choosing Whole Life or Term Life Insurance

Published: January 17, 2013 11:38am 1770 Views

If you're like many people, you probably don't spend a lot to time thinking about issues such as life insurance, mortality or funeral expenses. In a way, this is ironic. Nearly two-thirds of the county is considered overweight, with an estimated 33% falling into the category of clinically obese. The...

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Purchasing You Own Health Insurance in Chicago

Published: December 7, 2012 2:11pm 1826 Views

It's been statistically proven that a reputable health insurance plan is one of the most effective ways to attract and retain the most qualified employees. With Chicago being such a competitive market, choosing the right IL healthcare plan for your business is a decision you should not take lightly....

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Why Short-Term Health Insurance in Chicago?

Published: December 5, 2012 5:01pm 1736 Views

Life has a cruel and somewhat ironic way of waiting until we are at our most vulnerable point before unleashing its most devastating events. This is especially true in the case of those who undergo catastrophic, unexpected health issues while riding out a gap in their health insurance coverage. W...

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Lower Your Health Insurance with Healthy Living

Published: December 3, 2012 11:21am 1722 Views

Those of us in the healthcare coverage industry, are the first to admit that health insurance is not cheap.  And while there are many reasons for this, one of the most influential involves the staggering amount of people who have essentially given up on their good health. It's easy to think tha...

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Choosing an IL Group Health Insurance Plan

Published: November 26, 2012 1:02pm 1699 Views

Choosing the best small group coverage is a dilemma that almost every new Chicago business owner will have to face at some point.  You want a plan that meets the wide-ranging needs of your staff, as well as one that won't make it impossible to turn a profit each month.  Here are a few thin...

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Why Consider an IL Health Insurance Broker

Published: November 19, 2012 12:09pm 2194 Views

Why Consider an IL Health Insurance Broker

There seems to be a lot of misinformation and confusion out there when it comes to working with health insurance agents.  In this article we will discuss the role of a health insurance agent (or health broker), what to look for when choosing an agent, and what to expect when you talk or meet fo...

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What is Long Term Care Insurance?

Published: November 16, 2012 11:31am 1847 Views

What is Long Term Care Insurance?

Approximately 1 in 4 adults will need long term care in Illinois.  Are your loved ones protected? Let's face it; no one looks forward to the day when they will rely on someone else to take care of them.  It is arguably one of the most difficult decisions any person will ever have to mak...

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Common Health Insurance Misconceptions

Published: November 14, 2012 5:51pm 1759 Views

It's no secret that health insurance can be quite complicated, especially when buying it for the first time.  Even as a health insurance broker, keeping up with all the new regulations, rule, policy changes, and stipulations can be mentally-overwhelming.  And as with anything that has pote...

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Illinois Employee Health Benefits: Group or Individual?

Published: November 7, 2012 11:25am 3017 Views

Illinois Employee Health Benefits: Group or Individual?

Business owners know all too well how expensive it can be, to provide employees with reliable, affordable health insurance in Chicago.  For as long as there has been employee benefits, those who offer it to their employees have been looking for ways to reduce their monthly health care premiums....

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Choosing Health Insurance After Getting Married or Divorced

Published: November 2, 2012 3:48pm 1710 Views

Getting married, or even divorced for that matter, is clearly one of life's greatest game changing events.  And regardless of whether you're entering into a new arrangement or parting ways, the ensuing changes will have a significant impact on almost every aspect of your day-to-day life. ...

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Buying IL Health Insurance with Pre-Existing Conditions

Published: November 1, 2012 2:57pm 2289 Views

There seems to be a lot of confusion these days when it comes to health insurance and pre-existing conditions.  Sadly, this wave of misinformation ultimately leaves many people feeling nothing short of uninsurable.  We would like to clear the air.  Because, while it is true that some...

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Bad Employer-Provided Health Plan

Published: October 30, 2012 11:07am 1709 Views

My Company's Health Insurance is Horrible, What Can I Do? You're gainfully employed in a bad economy, making a good salary and have decent job security. There's one problem, though. One big problem; the IL health insurance plan your employer decided to go with is terrible. The last time you saw a...

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Why Buy Your Own Health Insurance?

Published: October 24, 2012 8:52pm 1859 Views

If you’re one of the millions of Americans who receive health insurance benefits from your employer, you may have noticed that your choices seem a bit limited.  Yes, it is unquestionably nice to work for a company willing to offer coverage at a discounted rate.  The trade-off, however, is...

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How Will Obamacare Really Affect You?

Published: October 23, 2012 10:32am 15598 Views

President Obama’s push for the Affordable Health Care Reform Act was passed by the US Supreme Court on June 28 with a ruling of 5 to 4.  And while many are not big fans of this historic ruling, we are the first to acknowledge that it will have a substantial impact on the lives of millions of in...

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Since 2003 Premier has been offering the most diverse selection of IL health insurance plans and coverage options. Speak with one of our agents or get a free quote!