The Premier Health Insurance blog is constantly being updated with current and pressing topics, including Affordable Care Act changes, group health plan updates, as well as articles to help individuals and families get the best value for their hard-earned healthcare dollar.

Why Consider an IL Health Insurance Broker

Published: November 19, 2012 12:09pm 2553 Views

Why Consider an IL Health Insurance Broker

There seems to be a lot of misinformation and confusion out there when it comes to working with health insurance agents.  In this article we will discuss the role of a health insurance agent (or health broker), what to look for when choosing an agent, and what to expect when you talk or meet fo...

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What is Long Term Care Insurance?

Published: November 16, 2012 11:31am 2076 Views

What is Long Term Care Insurance?

Approximately 1 in 4 adults will need long term care in Illinois.  Are your loved ones protected? Let's face it; no one looks forward to the day when they will rely on someone else to take care of them.  It is arguably one of the most difficult decisions any person will ever have to mak...

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Common Health Insurance Misconceptions

Published: November 14, 2012 5:51pm 1984 Views

It's no secret that health insurance can be quite complicated, especially when buying it for the first time.  Even as a health insurance broker, keeping up with all the new regulations, rule, policy changes, and stipulations can be mentally-overwhelming.  And as with anything that has pote...

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Illinois Employee Health Benefits: Group or Individual?

Published: November 7, 2012 11:25am 3245 Views

Illinois Employee Health Benefits: Group or Individual?

Business owners know all too well how expensive it can be, to provide employees with reliable, affordable health insurance in Chicago.  For as long as there has been employee benefits, those who offer it to their employees have been looking for ways to reduce their monthly health care premiums....

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Choosing Health Insurance After Getting Married or Divorced

Published: November 2, 2012 3:48pm 1911 Views

Getting married, or even divorced for that matter, is clearly one of life's greatest game changing events.  And regardless of whether you're entering into a new arrangement or parting ways, the ensuing changes will have a significant impact on almost every aspect of your day-to-day life. ...

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Buying IL Health Insurance with Pre-Existing Conditions

Published: November 1, 2012 2:57pm 2604 Views

There seems to be a lot of confusion these days when it comes to health insurance and pre-existing conditions.  Sadly, this wave of misinformation ultimately leaves many people feeling nothing short of uninsurable.  We would like to clear the air.  Because, while it is true that some...

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Bad Employer-Provided Health Plan

Published: October 30, 2012 11:07am 1914 Views

My Company's Health Insurance is Horrible, What Can I Do? You're gainfully employed in a bad economy, making a good salary and have decent job security. There's one problem, though. One big problem; the IL health insurance plan your employer decided to go with is terrible. The last time you saw a...

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Why Buy Your Own Health Insurance?

Published: October 24, 2012 8:52pm 2051 Views

If you’re one of the millions of Americans who receive health insurance benefits from your employer, you may have noticed that your choices seem a bit limited.  Yes, it is unquestionably nice to work for a company willing to offer coverage at a discounted rate.  The trade-off, however, is...

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How Will Obamacare Really Affect You?

Published: October 23, 2012 10:32am 76396 Views

President Obama’s push for the Affordable Health Care Reform Act was passed by the US Supreme Court on June 28 with a ruling of 5 to 4.  And while many are not big fans of this historic ruling, we are the first to acknowledge that it will have a substantial impact on the lives of millions of in...

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