The Premier Health Insurance blog is constantly being updated with current and pressing topics, including Affordable Care Act changes, group health plan updates, as well as articles to help individuals and families get the best value for their hard-earned healthcare dollar.
The Countdown to Subsidized Health Insurance
Published August 5, 2013 2274 Views
As the October 1st open registration for subsidized health insurance draws nearer, it's remarkable just how many people, both insured and uninsured alike, are still in the dark regarding the sweeping changes that are coming in 2014. From within the industry it is evident that health insurance...
How Universally-Affordable is Health Care Reform?
Published July 10, 2013 3049 Views
While still an Illinois Senator making his first bid for the white house, President Obama repeatedly ensured Americans that we could be a nation which provided universally-affordable health insurance to every citizen. Here we are six years later, at the cusp of enforcing the Affordable Care Ac...
Obamacare Business Delays Until 2015
Published July 3, 2013 2252 Views
In a move that has brought temporary sighs of relief to many business owners, the US Treasury Department announced on Tuesday, that mandates forcing many small businesses to provide employee health insurance, will be delayed for one year. The decision to postpone many of the new healthcare law...
Why Adding Dental Insurance in Chicago is Wise
Published May 31, 2013 2396 Views
Many people shy away from adding dental insurance to their policy, mainly out of fear that it will send their premiums through the proverbial roof. Not true. In fact, dental coverage is actually among the most inexpensive options when it comes to health insurance available. Here...
Choosing IL Health Insurance for New Employees
Published May 9, 2013 2618 Views
The moment you add employees to your company, you're taking a big step in the world of entrepreneurship. If you intend on keeping them for any length of time, you will probably want to offer them a health insurance plan they can have faith in. This lends the question of which plan to cho...
Will my IL Health Insurance plan Cover Pregnancy?
Published April 12, 2013 2538 Views
Having a baby in the 21st century is not cheap by any stretch of the imagination. From prenatal care and tests, to delivery room costs and care after delivery, it is one of the most common and expensive medical procedures a person can undergo. Getting into the actual numbers is a bit tricky...
Will my Health Insurance Health Insurance Premiums Go Up in 2014?
Published March 25, 2013 5341 Views
If there is one question on the minds of those who purchase IL health insurance, it is whether or not to expect a rate hike in 2014. Sadly, there isn't much good news here. If you currently pay for your health insurance, even if you have been paying for it consistently for many years, th...
Does Health Insurance Cover Chiropractic Care?
Published March 11, 2013 2524 Views
For millions, chiropractors are a total Godsend. Here at our Chicago health insurance agency, we are often asked a diverse spectrum of questions; one of the most common, as you might expect, is: "Is chiropractic care covered by health insurance?" The short answer is, maybe. Let's explain. When wo...
Illinois HRA - Health Retirement Accounts
Published February 28, 2013 3896 Views
It's certainly no secret that the cost of health care in the United States has soared since the onset of the Affordable Care Act. If you're like many small business owners, you've likely felt first-hand the costly impact this can have on your business' bottom line. Medical health claims are at all-t...
Short-Term & Temporary Health Insurance in IL
Published February 12, 2013 2520 Views
Life has a cruel and somewhat ironic way of waiting until we are at our most vulnerable point before unleashing its most devastating events. This is especially true in the case of those who undergo catastrophic, unexpected health issues while riding out a gap in their health insurance coverage. A...
Choosing Whole Life or Term Life Insurance
Published January 17, 2013 2505 Views
If you're like many people, you probably don't spend a lot to time thinking about issues such as life insurance, mortality or funeral expenses. In a way, this is ironic. Nearly two-thirds of the county is considered overweight, with an estimated 33% falling into the category of clinically obese. The...
Purchasing You Own Health Insurance in Chicago
Published December 7, 2012 2733 Views
It's been statistically proven that a reputable health insurance plan is one of the most effective ways to attract and retain the most qualified employees. With Chicago being such a competitive market, choosing the right IL healthcare plan for your business is a decision you should not take lightly....
Why Short-Term Health Insurance in Chicago?
Published December 5, 2012 2503 Views
Life has a cruel and somewhat ironic way of waiting until we are at our most vulnerable point before unleashing its most devastating events. This is especially true in the case of those who undergo catastrophic, unexpected health issues while riding out a gap in their health insurance coverage. W...
Lower Your Health Insurance with Healthy Living
Published December 3, 2012 2451 Views
Those of us in the healthcare coverage industry, are the first to admit that health insurance is not cheap. And while there are many reasons for this, one of the most influential involves the staggering amount of people who have essentially given up on their good health. It's easy to think tha...
Choosing an IL Group Health Insurance Plan
Published November 26, 2012 2445 Views
Choosing the best small group coverage is a dilemma that almost every new Chicago business owner will have to face at some point. You want a plan that meets the wide-ranging needs of your staff, as well as one that won't make it impossible to turn a profit each month. Here are a few thin...
Why Consider an IL Health Insurance Broker
Published November 19, 2012 3766 Views
There seems to be a lot of misinformation and confusion out there when it comes to working with health insurance agents. In this article we will discuss the role of a health insurance agent (or health broker), what to look for when choosing an agent, and what to expect when you talk or meet fo...
What is Long Term Care Insurance?
Published November 16, 2012 2612 Views
Approximately 1 in 4 adults will need long term care in Illinois. Are your loved ones protected? Let's face it; no one looks forward to the day when they will rely on someone else to take care of them. It is arguably one of the most difficult decisions any person will ever have to mak...
Common Health Insurance Misconceptions
Published November 14, 2012 2479 Views
It's no secret that health insurance can be quite complicated, especially when buying it for the first time. Even as a health insurance broker, keeping up with all the new regulations, rule, policy changes, and stipulations can be mentally-overwhelming. And as with anything that has pote...
Illinois Employee Health Benefits: Group or Individual?
Published November 7, 2012 4628 Views
Business owners know all too well how expensive it can be, to provide employees with reliable, affordable health insurance in Chicago. For as long as there has been employee benefits, those who offer it to their employees have been looking for ways to reduce their monthly health care premiums....
Choosing Health Insurance After Getting Married or Divorced
Published November 2, 2012 2468 Views
Getting married, or even divorced for that matter, is clearly one of life's greatest game changing events. And regardless of whether you're entering into a new arrangement or parting ways, the ensuing changes will have a significant impact on almost every aspect of your day-to-day life. ...
Buying IL Health Insurance with Pre-Existing Conditions
Published November 1, 2012 3116 Views
There seems to be a lot of confusion these days when it comes to health insurance and pre-existing conditions. Sadly, this wave of misinformation ultimately leaves many people feeling nothing short of uninsurable. We would like to clear the air. Because, while it is true that some...
Bad Employer-Provided Health Plan
Published October 30, 2012 2396 Views
My Company's Health Insurance is Horrible, What Can I Do? You're gainfully employed in a bad economy, making a good salary and have decent job security. There's one problem, though. One big problem; the IL health insurance plan your employer decided to go with is terrible. The last time you saw a...
Why Buy Your Own Health Insurance?
Published October 24, 2012 2639 Views
If you’re one of the millions of Americans who receive health insurance benefits from your employer, you may have noticed that your choices seem a bit limited. Yes, it is unquestionably nice to work for a company willing to offer coverage at a discounted rate. The trade-off, however, is...
How Will Obamacare Really Affect You?
Published October 23, 2012 167542 Views
President Obama’s push for the Affordable Health Care Reform Act was passed by the US Supreme Court on June 28 with a ruling of 5 to 4. And while many are not big fans of this historic ruling, we are the first to acknowledge that it will have a substantial impact on the lives of millions of in...